Keeping Faith When Life Isn’t Fair

“I tell you, he will give justice to them speedily. Nevertheless, when the Son of Man comes, will he find faith on earth?” (Luke 18:8 ESV)

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A few weeks ago, the wind was blowing so hard that when I opened the door to our Suburban, it grabbed the door out of my hand and whipped it back, causing the hinges to go out of alignment and our driver’s side fender to get damaged. I was deeply frustrated. There are many things I love about life in our small town. There are few things that bother me, but the wind here gets on my nerves.

After realizing that the damage was more than what I could fix on my own, I decided to call the insurance company and file a claim. It was a no-brainer, really. After reading my policy, I was relieved that this should be filed as a no fault comprehensive claim, as an “act of God.”

To my surprise, after spending several minutes on the phone with the insurance adjuster, she said, “I will be talking to my manager to see whether this will be filed as a collision or a comprehensive claim. Everything in my brain stopped. What?! How could this even remotely in a far away universe be filed as a collision claim?

I remained calm. Inside I was furious. I wanted to bless her out and tell her a thing or two about a thing or two. Instead, I politely said, “Thanks for your help. I’d be surprised if this was filed as a collision since no other vehicle was involved. Frankly, I find it weird that you are even considering this.” Apparently, there is a thing called, “vehicle-on-vehicle collision.”

A couple days passed, and finally one of the adjuster minions called and said they finished processing my claim. I would be getting a check less the amount of my $500 deductible. My claim was filed as a collision! I was furious once again. I said firmly over the phone, “I am going to need some sort of explanation. Do you think this was filed correctly?”

Inside, my anger wasn’t about the co-pay that was higher for collision than my comprehensive. It was the fact that this claim might go down as an at fault claim, and it would stay on my insurance record for years. I couldn’t run from it by going to another company. I realized that I was going to have to fight this claim.

Meanwhile, I had to prepare for Sunday’s message. I was preaching through the beatitudes. Matthew 5:6 says, “Blessed are those who hunger and thirst for righteousness, for they shall be satisfied.” In my first world life, there a few things more that might cause me to hunger and thirst for righteousness than dealing with insurance companies who deal unfairly in the claim process!

The reality is that my small injustice is hardly petty compared to what many go through on a daily basis. Injustice is a part of life that nobody likes. It is also something that God cares deeply about– so much so that his Son absorbed God’s wrath because of the injustices and sins of this world.

Jesus undestands the weak legal systems on this earth. Even if we give the court system a benefit of the doubt and suppose that lawyers, judges and juries do their best to ensure equity and justice, we know that the right verdict doesn’t always get reached. Sometimes life isn’t fair, and God knows that.

When Jesus came to earth, he came and planted the seed of His Kingdom. Part of following Jesus means that we are following a King who is good and who is just. He knows when we are treated unfairly. He is also powerful, willing, and able to restore justice.

Part of the Christian hope is that righteousness will be restored. But, the Kingdom of God doesn’t come in the way we expect (Luke 17:20-24). Jesus’ plan is much greater than ours. There will be a day, however, when Jesus will return and justice and equity will be restored. But until that day comes, one action that we can take is to pray.

In Luke 18:1-8, Jesus tells a story about an unrighteous judge who was worn out by the persistence of a widow who was treated unfairly. Finally, that judge granted what she asked for. Jesus argues from the lesser to the greater. If the unrighteous judge (one beset with human weaknesses and who is not omniscient) was willing to give justice to the widow, how much more will God who is omnipotent (all-powerful) and omniscient (all-knowing) be both willing and able to ensure justice for his people.

The issue isn’t one of God’s ability, but of man’s faith. Jesus says, “I tell you, he will give justice to them speedily. Nevertheless, when the Son of Man comes, will he find faith on earth?” Do we really believe that God is going to sort out the right from the wrong? Do we really believe that God is willing and able to make things right?

When we take matters into our own hands, we are showing that we don’t trust God. Not only that but more often than not, and by far, when we do take matters in our own hands, we make a much bigger mess in our life and we make things more complicated.

Do we really believe that God loves us? Do we really believe that God knows and understands what is going on in our life? Do we really believe that he is willing and able to help us? If we do, then we ought to pray to him and seek first His Kingdom (Matthew 6:33). He will give us everything we need (Matthew 6:25-33).

After I got off the phone, I prayed and left it to the Lord. I knew that God owns everything. I am just his steward. I don’t have to worry about cost of insurance in the future. I just have to trust that he knows the whole story and he will make things right whether or not the insurance company did.

I received a call from the adjuster hours later. She said, “Well, this claim caused quite a debate in the office today. We decided to do the right thing. We have switched your claim as a comprehensive. It won’t count against you as an at fault accident.” I was deeply grateful and humbled. I was fully aware that often times, it doesn’t pan out this way in life.

What a great reminder to pray, pray, pray, and trust Jesus. That’s the kind of faith that he will be looking for when he comes back. Are you in a situation where you haven’t been treated fairly? What might God be doing for the sake of your faith in your circumstance? Are you willing to trust Him? May God bless you through every difficult season of your life.

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